Call reports 2022
CULBERTSON BANK — 2022
What CULBERTSON BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 14,904,000 | 14,153,000 | 14,184,000 | 14,660,000 |
| Total loans | 5,887,000 | 6,088,000 | 5,868,000 | 5,828,000 |
| Allowance for loan losses | 160,000 | 160,000 | 160,000 | 123,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,694,000 | 3,888,000 | 3,990,000 | 4,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,824,000 | 12,059,000 | 12,067,000 | 12,566,000 |
| Interest-bearing deposits | 8,251,000 | 7,622,000 | 7,643,000 | 8,680,000 |
| Noninterest-bearing deposits | 4,573,000 | 4,437,000 | 4,424,000 | 3,886,000 |
| Equity capital | 2,074,000 | 2,088,000 | 2,112,000 | 2,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 100,000 | 214,000 | 340,000 | 485,000 |
| Interest expense | 6,000 | 12,000 | 18,000 | 25,000 |
| Net interest income | 94,000 | 202,000 | 322,000 | 460,000 |
| Noninterest income | 1,000 | 1,000 | 2,000 | 2,000 |
| Noninterest expense | 96,000 | 190,000 | 287,000 | 379,000 |
| Provision for loan losses | 0 | 0 | 0 | 70,000 |
| Pretax income | -1,000 | 13,000 | 37,000 | 13,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,000 | 13,000 | 37,000 | 13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,074,000 | 2,088,000 | 2,112,000 | 2,088,000 |