Call reports 2020
CULBERTSON BANK — 2020
What CULBERTSON BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 14,107,000 | 14,024,000 | 13,671,000 | 14,518,000 |
| Total loans | 6,368,000 | 6,770,000 | 6,683,000 | 6,326,000 |
| Allowance for loan losses | 160,000 | 160,000 | 160,000 | 160,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,303,000 | 3,005,000 | 3,103,000 | 3,011,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,019,000 | 11,919,000 | 11,570,000 | 12,448,000 |
| Interest-bearing deposits | 8,209,000 | 8,424,000 | 8,195,000 | 8,610,000 |
| Noninterest-bearing deposits | 3,810,000 | 3,495,000 | 3,375,000 | 3,838,000 |
| Equity capital | 2,081,000 | 2,098,000 | 2,095,000 | 2,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 128,000 | 247,000 | 366,000 | 481,000 |
| Interest expense | 6,000 | 12,000 | 19,000 | 25,000 |
| Net interest income | 122,000 | 235,000 | 347,000 | 456,000 |
| Noninterest income | 0 | 1,000 | 2,000 | 2,000 |
| Noninterest expense | 102,000 | 199,000 | 316,000 | 455,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 20,000 | 37,000 | 33,000 | 3,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 20,000 | 37,000 | 33,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,081,000 | 2,098,000 | 2,094,000 | 2,064,000 |