Call reports 2019
CULBERTSON BANK — 2019
What CULBERTSON BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 14,643,000 | 14,306,000 | 14,389,000 | 14,201,000 |
| Total loans | 6,452,000 | 6,636,000 | 6,810,000 | 6,375,000 |
| Allowance for loan losses | 161,000 | 161,000 | 161,000 | 160,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,886,000 | 6,787,000 | 6,787,000 | 6,098,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,486,000 | 12,120,000 | 12,174,000 | 12,133,000 |
| Interest-bearing deposits | 8,953,000 | 8,777,000 | 8,571,000 | 8,792,000 |
| Noninterest-bearing deposits | 3,533,000 | 3,343,000 | 3,603,000 | 3,341,000 |
| Equity capital | 2,150,000 | 2,179,000 | 2,208,000 | 2,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 133,000 | 271,000 | 409,000 | 546,000 |
| Interest expense | 7,000 | 14,000 | 21,000 | 27,000 |
| Net interest income | 126,000 | 257,000 | 388,000 | 519,000 |
| Noninterest income | 1,000 | 1,000 | 2,000 | 3,000 |
| Noninterest expense | 109,000 | 211,000 | 314,000 | 474,000 |
| Provision for loan losses | 0 | 0 | 0 | 119,000 |
| Pretax income | 18,000 | 47,000 | 76,000 | -71,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 18,000 | 47,000 | 76,000 | -71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,150,000 | 2,179,000 | 2,208,000 | 2,061,000 |
| Total capital | 2,251,000 | 2,281,000 | 2,312,000 | 2,162,000 |
| Risk-weighted assets | 8,035,000 | 8,139,000 | 8,284,000 | 7,902,000 |