Call reports 2018
CULBERTSON BANK — 2018
What CULBERTSON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 14,924,000 | 14,636,000 | 14,467,000 | 14,543,000 |
| Total loans | 5,932,000 | 6,450,000 | 6,502,000 | 6,096,000 |
| Allowance for loan losses | 149,000 | 149,000 | 161,000 | 161,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,085,000 | 7,085,000 | 7,086,000 | 6,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,792,000 | 12,478,000 | 12,294,000 | 12,403,000 |
| Interest-bearing deposits | 9,394,000 | 9,164,000 | 9,028,000 | 8,765,000 |
| Noninterest-bearing deposits | 3,398,000 | 3,314,000 | 3,266,000 | 3,638,000 |
| Equity capital | 2,124,000 | 2,150,000 | 2,166,000 | 2,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 127,000 | 261,000 | 398,000 | 534,000 |
| Interest expense | 7,000 | 15,000 | 22,000 | 29,000 |
| Net interest income | 120,000 | 246,000 | 376,000 | 505,000 |
| Noninterest income | 1,000 | 1,000 | 2,000 | 3,000 |
| Noninterest expense | 103,000 | 203,000 | 306,000 | 470,000 |
| Provision for loan losses | 0 | 0 | 12,000 | 12,000 |
| Pretax income | 18,000 | 44,000 | 60,000 | 26,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 18,000 | 44,000 | 60,000 | 26,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,124,000 | 2,150,000 | 2,166,000 | 2,132,000 |
| Total capital | 2,217,000 | 2,250,000 | 2,267,000 | 2,229,000 |
| Risk-weighted assets | 7,422,000 | 7,958,000 | 8,018,000 | 7,539,000 |