Call reports 2017
CULBERTSON BANK — 2017
What CULBERTSON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 15,242,000 | 14,933,000 | 14,343,000 | 14,636,000 |
| Total loans | 5,455,000 | 5,871,000 | 5,994,000 | 5,673,000 |
| Allowance for loan losses | 197,000 | 197,000 | 197,000 | 149,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,083,000 | 7,084,000 | 7,084,000 | 7,085,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,111,000 | 12,795,000 | 12,180,000 | 12,522,000 |
| Interest-bearing deposits | 9,739,000 | 9,406,000 | 8,783,000 | 9,101,000 |
| Noninterest-bearing deposits | 3,372,000 | 3,388,000 | 3,397,000 | 3,421,000 |
| Equity capital | 2,124,000 | 2,130,000 | 2,156,000 | 2,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 122,000 | 247,000 | 377,000 | 490,000 |
| Interest expense | 7,000 | 14,000 | 22,000 | 29,000 |
| Net interest income | 115,000 | 233,000 | 355,000 | 461,000 |
| Noninterest income | 1,000 | 1,000 | 2,000 | 3,000 |
| Noninterest expense | 106,000 | 218,000 | 315,000 | 472,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | -20,000 | -14,000 | 12,000 | -38,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -20,000 | -14,000 | 12,000 | -38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,124,000 | 2,130,000 | 2,156,000 | 2,106,000 |
| Total capital | 2,212,000 | 2,223,000 | 2,250,000 | 2,196,000 |
| Risk-weighted assets | 6,890,000 | 7,313,000 | 7,437,000 | 7,160,000 |