Call reports 2015
CULBERTSON BANK — 2015
What CULBERTSON BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 15,807,000 | 15,910,000 | 15,621,000 | 15,856,000 |
| Total loans | 4,924,000 | 5,514,000 | 5,446,000 | 4,856,000 |
| Allowance for loan losses | 160,000 | 160,000 | 160,000 | 160,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,285,000 | 8,386,000 | 8,086,000 | 7,987,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,712,000 | 13,777,000 | 13,468,000 | 13,726,000 |
| Interest-bearing deposits | 10,657,000 | 10,742,000 | 10,441,000 | 10,425,000 |
| Noninterest-bearing deposits | 3,055,000 | 3,035,000 | 3,027,000 | 3,301,000 |
| Equity capital | 2,089,000 | 2,102,000 | 2,122,000 | 2,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 126,000 | 263,000 | 437,000 | 582,000 |
| Interest expense | 8,000 | 17,000 | 25,000 | 33,000 |
| Net interest income | 118,000 | 246,000 | 412,000 | 549,000 |
| Noninterest income | 9,000 | 21,000 | 2,000 | 3,000 |
| Noninterest expense | 114,000 | 241,000 | 368,000 | 509,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 26,000 | 46,000 | 43,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,000 | 26,000 | 46,000 | 43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,089,000 | 2,102,000 | 2,122,000 | 2,119,000 |
| Total capital | 2,124,000 | 2,200,000 | 2,224,000 | 2,203,000 |
| Risk-weighted assets | 2,722,000 | 7,773,000 | 8,095,000 | 6,630,000 |