Call reports 2012
CULBERTSON BANK — 2012
What CULBERTSON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 15,421,000 | 15,629,000 | 15,535,000 | 16,641,000 |
| Total loans | 5,566,000 | 6,183,000 | 5,868,000 | 5,267,000 |
| Allowance for loan losses | 162,000 | 162,000 | 162,000 | 162,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,313,000 | 7,212,000 | 7,491,000 | 7,976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,126,000 | 13,287,000 | 13,232,000 | 14,379,000 |
| Interest-bearing deposits | 10,217,000 | 10,462,000 | 10,407,000 | 11,340,000 |
| Noninterest-bearing deposits | 2,909,000 | 2,825,000 | 2,825,000 | 3,039,000 |
| Equity capital | 2,236,000 | 2,246,000 | 2,243,000 | 2,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 160,000 | 322,000 | 485,000 | 635,000 |
| Interest expense | 14,000 | 27,000 | 41,000 | 55,000 |
| Net interest income | 146,000 | 295,000 | 444,000 | 580,000 |
| Noninterest income | 23,000 | 33,000 | 45,000 | 61,000 |
| Noninterest expense | 158,000 | 307,000 | 471,000 | 622,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 21,000 | 18,000 | 19,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 9,000 | 19,000 | 16,000 | 17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,236,000 | 2,246,000 | 2,243,000 | 2,244,000 |
| Total capital | 2,332,000 | 2,349,000 | 2,343,000 | 2,341,000 |
| Risk-weighted assets | 7,640,000 | 8,174,000 | 7,918,000 | 7,721,000 |