Call reports 2005
CULBERTSON BANK — 2005
What CULBERTSON BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 16,833,000 | 16,312,000 | 16,230,000 | 16,563,000 |
| Total loans | 6,694,000 | 7,034,000 | 7,103,000 | 6,841,000 |
| Allowance for loan losses | 282,000 | 256,000 | 256,000 | 242,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,698,000 | 8,699,000 | 8,599,000 | 8,342,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,131,000 | 13,642,000 | 13,497,000 | 13,908,000 |
| Interest-bearing deposits | 11,643,000 | 11,270,000 | 11,392,000 | 11,586,000 |
| Noninterest-bearing deposits | 2,488,000 | 2,372,000 | 2,105,000 | 2,322,000 |
| Equity capital | 2,625,000 | 2,635,000 | 2,643,000 | 2,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 225,000 | 458,000 | 693,000 | 928,000 |
| Interest expense | 64,000 | 129,000 | 202,000 | 282,000 |
| Net interest income | 161,000 | 329,000 | 491,000 | 646,000 |
| Noninterest income | 10,000 | 20,000 | 34,000 | 47,000 |
| Noninterest expense | 145,000 | 311,000 | 477,000 | 647,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 26,000 | 38,000 | 48,000 | 16,000 |
| Income tax | 6,000 | 8,000 | 10,000 | 3,000 |
| Net income | 20,000 | 30,000 | 38,000 | 13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,625,000 | 2,635,000 | 2,643,000 | 2,608,000 |
| Total capital | 2,733,000 | 2,746,000 | 2,755,000 | 2,718,000 |
| Risk-weighted assets | 8,497,000 | 8,709,000 | 8,820,000 | 8,668,000 |
Machine access — free, no API key
Every figure shown here about CULBERTSON BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.