Call reports 2013
PROBANK — 2013
What PROBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 66,198,000 | 66,256,000 | 62,801,000 | 55,644,000 |
| Total loans | 43,482,000 | 38,707,000 | 35,848,000 | 34,326,000 |
| Allowance for loan losses | 2,000,000 | 1,459,000 | 1,345,000 | 951,000 |
| Securities available for sale | 13,691,000 | 14,120,000 | 13,458,000 | 13,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,413,000 | 59,337,000 | 56,650,000 | 50,021,000 |
| Interest-bearing deposits | 49,194,000 | 49,548,000 | 47,381,000 | 42,003,000 |
| Noninterest-bearing deposits | 9,219,000 | 9,789,000 | 9,269,000 | 8,018,000 |
| Equity capital | 4,618,000 | 3,720,000 | 2,983,000 | 2,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 744,000 | 1,432,000 | 2,048,000 | 2,643,000 |
| Interest expense | 119,000 | 225,000 | 330,000 | 428,000 |
| Net interest income | 625,000 | 1,207,000 | 1,718,000 | 2,215,000 |
| Noninterest income | 178,000 | 22,000 | -213,000 | -144,000 |
| Noninterest expense | 890,000 | 1,737,000 | 2,571,000 | 3,355,000 |
| Provision for loan losses | 0 | 206,000 | 206,000 | 206,000 |
| Pretax income | -68,000 | -692,000 | -1,250,000 | -1,468,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -68,000 | -692,000 | -1,250,000 | -1,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,666,000 | 4,043,000 | 3,484,000 | 3,266,000 |
| Total capital | 5,205,000 | 4,538,000 | 3,942,000 | 3,706,000 |
| Risk-weighted assets | 41,694,000 | 38,670,000 | 35,791,000 | 34,674,000 |