Call reports 2012
PROBANK — 2012
What PROBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 74,831,000 | 69,930,000 | 66,672,000 | 66,444,000 |
| Total loans | 46,398,000 | 46,167,000 | 44,604,000 | 44,551,000 |
| Allowance for loan losses | 1,830,000 | 2,043,000 | 2,000,000 | 2,136,000 |
| Securities available for sale | 14,178,000 | 13,410,000 | 13,322,000 | 13,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,820,000 | 60,965,000 | 57,950,000 | 58,486,000 |
| Interest-bearing deposits | 59,000,000 | 52,695,000 | 49,943,000 | 50,193,000 |
| Noninterest-bearing deposits | 7,821,000 | 8,270,000 | 8,006,000 | 8,293,000 |
| Equity capital | 4,756,000 | 5,683,000 | 5,432,000 | 4,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,608,000 | 2,375,000 | 3,133,000 |
| Interest expense | 214,000 | 376,000 | 506,000 | 629,000 |
| Net interest income | 616,000 | 1,232,000 | 1,869,000 | 2,504,000 |
| Noninterest income | 46,000 | 112,000 | 164,000 | 274,000 |
| Noninterest expense | 1,130,000 | 2,043,000 | 2,994,000 | 3,811,000 |
| Provision for loan losses | 0 | 247,000 | 431,000 | 1,021,000 |
| Pretax income | -468,000 | -820,000 | -1,177,000 | -1,760,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -468,000 | -820,000 | -1,177,000 | -1,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,706,000 | 5,675,000 | 5,318,000 | 4,735,000 |
| Total capital | 5,308,000 | 6,271,000 | 5,909,000 | 5,286,000 |
| Risk-weighted assets | 46,936,000 | 46,224,000 | 45,853,000 | 42,530,000 |