Call reports 2025
INTERSTATE BANK — 2025
What INTERSTATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 277,674,000 | 275,260,000 | 271,779,000 | 275,696,000 |
| Total loans | 163,421,000 | 158,909,000 | 153,561,000 | 142,197,000 |
| Allowance for loan losses | 2,199,000 | 2,158,000 | 2,117,000 | 1,947,000 |
| Securities available for sale | 72,439,000 | 71,266,000 | 73,537,000 | 74,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,892,000 | 258,244,000 | 252,146,000 | 257,322,000 |
| Interest-bearing deposits | 226,513,000 | 225,877,000 | 224,229,000 | 226,488,000 |
| Noninterest-bearing deposits | 34,379,000 | 32,366,000 | 27,917,000 | 30,834,000 |
| Equity capital | 15,992,000 | 16,276,000 | 18,701,000 | 17,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,452,000 | 7,039,000 | 10,510,000 | 13,806,000 |
| Interest expense | 1,086,000 | 2,138,000 | 3,193,000 | 4,236,000 |
| Net interest income | 2,366,000 | 4,901,000 | 7,317,000 | 9,570,000 |
| Noninterest income | 441,000 | 803,000 | 1,276,000 | 1,690,000 |
| Noninterest expense | 1,332,000 | 2,836,000 | 4,137,000 | 6,375,000 |
| Provision for loan losses | -8,000 | 3,000 | 599,000 | 2,157,000 |
| Pretax income | 1,415,000 | 2,808,000 | 3,816,000 | 2,660,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,415,000 | 2,808,000 | 3,816,000 | 2,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,935,000 | 27,603,000 | 27,956,000 | 26,145,000 |