Call reports 2024
INTERSTATE BANK — 2024
What INTERSTATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 258,013,000 | 263,895,000 | 266,263,000 | 281,806,000 |
| Total loans | 173,785,000 | 177,878,000 | 178,566,000 | 167,754,000 |
| Allowance for loan losses | 2,993,000 | 2,298,000 | 2,408,000 | 2,240,000 |
| Securities available for sale | 75,087,000 | 73,618,000 | 74,937,000 | 72,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,244,000 | 249,787,000 | 249,449,000 | 266,941,000 |
| Interest-bearing deposits | 207,762,000 | 215,899,000 | 216,417,000 | 234,819,000 |
| Noninterest-bearing deposits | 35,483,000 | 33,887,000 | 33,032,000 | 32,122,000 |
| Equity capital | 13,521,000 | 13,074,000 | 15,949,000 | 14,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,616,000 | 7,096,000 | 10,842,000 | 14,500,000 |
| Interest expense | 1,041,000 | 2,087,000 | 3,174,000 | 4,288,000 |
| Net interest income | 2,575,000 | 5,009,000 | 7,668,000 | 10,212,000 |
| Noninterest income | 396,000 | 602,000 | 1,114,000 | 1,443,000 |
| Noninterest expense | 1,530,000 | 2,929,000 | 4,244,000 | 6,257,000 |
| Provision for loan losses | 835,000 | 1,135,000 | 1,785,000 | 2,035,000 |
| Pretax income | 606,000 | 1,547,000 | 2,753,000 | 3,353,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 606,000 | 1,547,000 | 2,753,000 | 3,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,101,000 | 25,386,000 | 26,049,000 | 26,125,000 |