Call reports 2023
INTERSTATE BANK — 2023
What INTERSTATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 269,494,000 | 255,613,000 | 252,293,000 | 276,317,000 |
| Total loans | 169,654,000 | 167,447,000 | 164,825,000 | 165,237,000 |
| Allowance for loan losses | 2,730,000 | 2,491,000 | 2,255,000 | 2,279,000 |
| Securities available for sale | 77,390,000 | 76,583,000 | 72,411,000 | 75,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,536,000 | 241,393,000 | 241,435,000 | 261,912,000 |
| Interest-bearing deposits | 195,871,000 | 200,002,000 | 197,048,000 | 224,689,000 |
| Noninterest-bearing deposits | 60,665,000 | 41,391,000 | 44,387,000 | 37,223,000 |
| Equity capital | 12,325,000 | 13,025,000 | 9,869,000 | 13,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,188,000 | 6,530,000 | 9,861,000 | 13,239,000 |
| Interest expense | 600,000 | 1,368,000 | 2,264,000 | 3,342,000 |
| Net interest income | 2,588,000 | 5,162,000 | 7,597,000 | 9,897,000 |
| Noninterest income | 380,000 | 732,000 | 1,210,000 | 1,573,000 |
| Noninterest expense | 1,295,000 | 2,637,000 | 4,041,000 | 6,180,000 |
| Provision for loan losses | 325,000 | 605,000 | 1,355,000 | 1,615,000 |
| Pretax income | 1,330,000 | 2,634,000 | 3,393,000 | 3,657,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,330,000 | 2,634,000 | 3,393,000 | 3,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,638,000 | 25,287,000 | 25,391,000 | 25,302,000 |