Call reports 2022
INTERSTATE BANK — 2022
What INTERSTATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 224,860,000 | 234,101,000 | 244,927,000 | 273,336,000 |
| Total loans | 110,122,000 | 129,667,000 | 138,919,000 | 162,310,000 |
| Allowance for loan losses | 1,528,000 | 1,681,000 | 1,805,000 | 2,644,000 |
| Securities available for sale | 88,392,000 | 82,055,000 | 79,498,000 | 80,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,813,000 | 222,537,000 | 235,225,000 | 262,088,000 |
| Interest-bearing deposits | 159,162,000 | 162,446,000 | 182,284,000 | 205,034,000 |
| Noninterest-bearing deposits | 47,651,000 | 60,090,000 | 52,940,000 | 57,054,000 |
| Equity capital | 16,291,000 | 9,880,000 | 9,024,000 | 10,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,613,000 | 3,473,000 | 5,754,000 | 8,557,000 |
| Interest expense | 90,000 | 183,000 | 326,000 | 632,000 |
| Net interest income | 1,523,000 | 3,290,000 | 5,428,000 | 7,925,000 |
| Noninterest income | 361,000 | 743,000 | 1,151,000 | 1,544,000 |
| Noninterest expense | 1,313,000 | 2,543,000 | 3,868,000 | 5,604,000 |
| Provision for loan losses | 0 | 150,000 | 275,000 | 650,000 |
| Pretax income | 571,000 | 1,322,000 | 2,418,000 | 3,197,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 571,000 | 1,322,000 | 2,418,000 | 3,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,273,000 | 22,763,000 | 23,596,000 | 23,860,000 |