Call reports 2020
INTERSTATE BANK — 2020
What INTERSTATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 192,814,000 | 195,132,000 | 194,423,000 | 204,399,000 |
| Total loans | 109,368,000 | 120,291,000 | 117,279,000 | 109,765,000 |
| Allowance for loan losses | 1,372,000 | 1,408,000 | 1,200,000 | 1,190,000 |
| Securities available for sale | 55,073,000 | 54,867,000 | 55,960,000 | 68,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,553,000 | 170,733,000 | 170,360,000 | 181,181,000 |
| Interest-bearing deposits | 139,168,000 | 133,412,000 | 137,070,000 | 144,170,000 |
| Noninterest-bearing deposits | 30,385,000 | 37,322,000 | 33,290,000 | 37,012,000 |
| Equity capital | 21,297,000 | 21,853,000 | 21,810,000 | 20,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,852,000 | 3,355,000 | 4,980,000 | 6,677,000 |
| Interest expense | 195,000 | 372,000 | 524,000 | 658,000 |
| Net interest income | 1,657,000 | 2,983,000 | 4,456,000 | 6,019,000 |
| Noninterest income | 345,000 | 860,000 | 1,243,000 | 1,629,000 |
| Noninterest expense | 1,533,000 | 3,099,000 | 4,384,000 | 5,886,000 |
| Provision for loan losses | 150,000 | 200,000 | 575,000 | 1,775,000 |
| Pretax income | 406,000 | 854,000 | 1,280,000 | 568,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 406,000 | 854,000 | 1,280,000 | 568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,802,000 | 20,596,000 | 20,630,000 | 19,918,000 |