Call reports 2019
INTERSTATE BANK — 2019
What INTERSTATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 199,130,000 | 189,792,000 | 202,222,000 | 194,240,000 |
| Total loans | 116,968,000 | 114,001,000 | 111,894,000 | 110,228,000 |
| Allowance for loan losses | 1,174,000 | 1,158,000 | 1,297,000 | 1,268,000 |
| Securities available for sale | 58,268,000 | 50,875,000 | 63,051,000 | 60,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,258,000 | 166,760,000 | 179,090,000 | 171,234,000 |
| Interest-bearing deposits | 129,320,000 | 131,240,000 | 141,786,000 | 139,349,000 |
| Noninterest-bearing deposits | 47,938,000 | 35,520,000 | 37,304,000 | 31,885,000 |
| Equity capital | 19,580,000 | 20,583,000 | 20,783,000 | 20,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,016,000 | 4,104,000 | 6,092,000 | 8,047,000 |
| Interest expense | 170,000 | 345,000 | 532,000 | 728,000 |
| Net interest income | 1,846,000 | 3,759,000 | 5,560,000 | 7,319,000 |
| Noninterest income | 377,000 | 733,000 | 1,110,000 | 1,499,000 |
| Noninterest expense | 1,514,000 | 2,642,000 | 3,879,000 | 5,296,000 |
| Provision for loan losses | 150,000 | 150,000 | 300,000 | 300,000 |
| Pretax income | 559,000 | 1,700,000 | 2,538,000 | 3,269,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 559,000 | 1,700,000 | 2,538,000 | 3,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,186,000 | 19,667,000 | 19,743,000 | 19,790,000 |
| Total capital | 20,360,000 | 20,825,000 | 21,040,000 | 21,058,000 |
| Risk-weighted assets | 130,508,000 | 126,790,000 | 128,792,000 | 123,040,000 |