Call reports 2018
INTERSTATE BANK — 2018
What INTERSTATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 185,293,000 | 185,716,000 | 180,454,000 | 197,402,000 |
| Total loans | 116,890,000 | 114,832,000 | 113,678,000 | 112,303,000 |
| Allowance for loan losses | 1,176,000 | 1,118,000 | 1,376,000 | 1,041,000 |
| Securities available for sale | 45,126,000 | 44,520,000 | 48,626,000 | 58,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,178,000 | 164,832,000 | 159,384,000 | 175,660,000 |
| Interest-bearing deposits | 121,479,000 | 116,149,000 | 135,172,000 | 130,913,000 |
| Noninterest-bearing deposits | 42,699,000 | 48,683,000 | 24,212,000 | 44,747,000 |
| Equity capital | 18,223,000 | 18,513,000 | 18,683,000 | 19,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,745,000 | 3,554,000 | 5,404,000 | 7,420,000 |
| Interest expense | 126,000 | 260,000 | 401,000 | 563,000 |
| Net interest income | 1,619,000 | 3,294,000 | 5,003,000 | 6,857,000 |
| Noninterest income | 453,000 | 1,028,000 | 1,469,000 | 1,822,000 |
| Noninterest expense | 1,503,000 | 2,819,000 | 4,210,000 | 5,586,000 |
| Provision for loan losses | 15,000 | 100,000 | 375,000 | 389,000 |
| Pretax income | 554,000 | 1,403,000 | 1,887,000 | 2,704,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 554,000 | 1,403,000 | 1,887,000 | 2,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,281,000 | 18,610,000 | 18,833,000 | 19,389,000 |
| Total capital | 19,457,000 | 19,728,000 | 20,209,000 | 20,430,000 |
| Risk-weighted assets | 131,606,000 | 132,410,000 | 129,749,000 | 128,861,000 |