Call reports 2017
INTERSTATE BANK — 2017
What INTERSTATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 176,009,000 | 173,227,000 | 182,241,000 | 186,018,000 |
| Total loans | 114,937,000 | 114,336,000 | 110,823,000 | 110,338,000 |
| Allowance for loan losses | 1,201,000 | 1,160,000 | 1,131,000 | 1,151,000 |
| Securities available for sale | 43,984,000 | 43,037,000 | 33,173,000 | 42,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,153,000 | 154,058,000 | 162,348,000 | 166,498,000 |
| Interest-bearing deposits | 123,235,000 | 123,275,000 | 122,549,000 | 128,262,000 |
| Noninterest-bearing deposits | 33,918,000 | 30,782,000 | 39,799,000 | 38,236,000 |
| Equity capital | 17,870,000 | 18,198,000 | 18,641,000 | 18,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,651,000 | 3,336,000 | 5,006,000 | 6,717,000 |
| Interest expense | 105,000 | 216,000 | 337,000 | 461,000 |
| Net interest income | 1,546,000 | 3,120,000 | 4,669,000 | 6,256,000 |
| Noninterest income | 513,000 | 938,000 | 1,446,000 | 1,869,000 |
| Noninterest expense | 1,581,000 | 2,848,000 | 4,309,000 | 5,707,000 |
| Provision for loan losses | 50,000 | 415,000 | 502,000 | 573,000 |
| Pretax income | 428,000 | 800,000 | 1,309,000 | 1,858,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 428,000 | 800,000 | 1,309,000 | 1,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,129,000 | 17,202,000 | 17,711,000 | 18,027,000 |
| Total capital | 18,330,000 | 18,362,000 | 18,842,000 | 19,178,000 |
| Risk-weighted assets | 129,587,000 | 128,796,000 | 126,457,000 | 127,733,000 |