Call reports 2013
INTERSTATE BANK — 2013
What INTERSTATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 188,433,000 | 181,187,000 | 197,906,000 | 185,562,000 |
| Total loans | 70,479,000 | 67,680,000 | 74,128,000 | 80,423,000 |
| Allowance for loan losses | 966,000 | 917,000 | 891,000 | 888,000 |
| Securities available for sale | 65,556,000 | 64,216,000 | 67,107,000 | 69,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,786,000 | 167,713,000 | 184,149,000 | 169,936,000 |
| Interest-bearing deposits | 102,426,000 | 112,825,000 | 147,009,000 | 113,903,000 |
| Noninterest-bearing deposits | 71,361,000 | 54,887,000 | 37,140,000 | 56,033,000 |
| Equity capital | 14,024,000 | 13,180,000 | 13,346,000 | 15,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,355,000 | 2,688,000 | 4,091,000 | 5,582,000 |
| Interest expense | 76,000 | 151,000 | 231,000 | 300,000 |
| Net interest income | 1,279,000 | 2,537,000 | 3,860,000 | 5,282,000 |
| Noninterest income | 638,000 | 1,224,000 | 1,770,000 | 2,242,000 |
| Noninterest expense | 1,426,000 | 2,647,000 | 3,953,000 | 5,347,000 |
| Provision for loan losses | 95,000 | 95,000 | 145,000 | 180,000 |
| Pretax income | 396,000 | 1,063,000 | 1,576,000 | 2,041,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 396,000 | 1,063,000 | 1,576,000 | 2,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,945,000 | 12,613,000 | 12,862,000 | 15,079,000 |
| Total capital | 12,911,000 | 13,530,000 | 13,753,000 | 15,967,000 |
| Risk-weighted assets | 98,588,000 | 100,086,000 | 106,969,000 | 107,089,000 |