Call reports 2012
INTERSTATE BANK — 2012
What INTERSTATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 178,017,000 | 175,841,000 | 174,425,000 | 185,876,000 |
| Total loans | 67,580,000 | 66,911,000 | 72,038,000 | 73,331,000 |
| Allowance for loan losses | 1,205,000 | 818,000 | 835,000 | 901,000 |
| Securities available for sale | 58,196,000 | 63,557,000 | 65,257,000 | 63,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,962,000 | 161,924,000 | 159,859,000 | 171,177,000 |
| Interest-bearing deposits | 93,552,000 | 89,004,000 | 91,598,000 | 99,121,000 |
| Noninterest-bearing deposits | 71,410,000 | 72,920,000 | 68,261,000 | 72,056,000 |
| Equity capital | 12,711,000 | 13,630,000 | 14,187,000 | 14,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,370,000 | 2,716,000 | 4,073,000 | 5,459,000 |
| Interest expense | 114,000 | 210,000 | 298,000 | 379,000 |
| Net interest income | 1,256,000 | 2,506,000 | 3,775,000 | 5,080,000 |
| Noninterest income | 603,000 | 1,265,000 | 1,800,000 | 2,439,000 |
| Noninterest expense | 1,272,000 | 2,428,000 | 3,638,000 | 4,953,000 |
| Provision for loan losses | 303,000 | 578,000 | 713,000 | 808,000 |
| Pretax income | 284,000 | 836,000 | 1,295,000 | 1,829,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 284,000 | 836,000 | 1,295,000 | 1,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,970,000 | 11,523,000 | 11,682,000 | 11,797,000 |
| Total capital | 12,164,000 | 12,341,000 | 12,517,000 | 12,698,000 |
| Risk-weighted assets | 95,517,000 | 93,644,000 | 97,531,000 | 100,533,000 |