Call reports 2011
INTERSTATE BANK — 2011
What INTERSTATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 135,332,000 | 144,586,000 | 156,295,000 | 163,218,000 |
| Total loans | 69,042,000 | 70,431,000 | 71,378,000 | 71,191,000 |
| Allowance for loan losses | 857,000 | 892,000 | 1,152,000 | 1,144,000 |
| Securities available for sale | 36,984,000 | 38,407,000 | 43,575,000 | 48,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,230,000 | 131,939,000 | 142,948,000 | 150,143,000 |
| Interest-bearing deposits | 90,843,000 | 111,012,000 | 82,420,000 | 82,948,000 |
| Noninterest-bearing deposits | 32,387,000 | 20,927,000 | 60,528,000 | 67,196,000 |
| Equity capital | 11,485,000 | 12,359,000 | 12,937,000 | 12,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,307,000 | 2,717,000 | 4,124,000 | 5,513,000 |
| Interest expense | 138,000 | 277,000 | 411,000 | 532,000 |
| Net interest income | 1,169,000 | 2,440,000 | 3,713,000 | 4,981,000 |
| Noninterest income | 551,000 | 991,000 | 1,524,000 | 1,996,000 |
| Noninterest expense | 1,207,000 | 2,380,000 | 3,739,000 | 4,993,000 |
| Provision for loan losses | 130,000 | 190,000 | 490,000 | 680,000 |
| Pretax income | 383,000 | 861,000 | 1,259,000 | 1,555,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 383,000 | 861,000 | 1,259,000 | 1,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,206,000 | 10,686,000 | 11,086,000 | 10,984,000 |
| Total capital | 11,063,000 | 11,578,000 | 12,167,000 | 12,128,000 |
| Risk-weighted assets | 80,267,000 | 82,972,000 | 86,389,000 | 96,366,000 |