Call reports 2026
WESTERN STATE BANK — 2026
What WESTERN STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 824,768,000 | 802,147,000 |
| Total loans | 543,044,000 | 532,362,000 |
| Allowance for loan losses | 12,365,000 | 13,386,000 |
| Securities available for sale | 240,067,000 | 250,328,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 740,144,000 | 717,192,000 |
| Interest-bearing deposits | 569,353,000 | 553,983,000 |
| Noninterest-bearing deposits | 170,791,000 | 163,209,000 |
| Equity capital | 80,942,000 | 82,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,229,000 | 24,458,000 |
| Interest expense | 3,444,000 | 6,768,000 |
| Net interest income | 8,785,000 | 17,690,000 |
| Noninterest income | 625,000 | 1,300,000 |
| Noninterest expense | 4,022,000 | 8,216,000 |
| Provision for loan losses | 300,000 | 4,719,000 |
| Pretax income | 5,059,000 | 6,036,000 |
| Income tax | 170,000 | 200,000 |
| Net income | 4,889,000 | 5,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 86,913,000 | 86,639,000 |
| Total capital | 94,911,000 | 94,568,000 |
| Risk-weighted assets | 635,340,000 | 628,715,000 |