Call reports 2021
WESTERN STATE BANK — 2021
What WESTERN STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 568,612,000 | 580,278,000 | 591,078,000 | 625,251,000 |
| Total loans | 354,880,000 | 364,252,000 | 376,373,000 | 384,882,000 |
| Allowance for loan losses | 8,748,000 | 8,751,000 | 8,765,000 | 9,011,000 |
| Securities available for sale | 170,297,000 | 173,670,000 | 178,104,000 | 214,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 501,812,000 | 514,040,000 | 525,532,000 | 560,208,000 |
| Interest-bearing deposits | 364,621,000 | 371,225,000 | 373,893,000 | 391,431,000 |
| Noninterest-bearing deposits | 137,191,000 | 142,815,000 | 151,639,000 | 168,777,000 |
| Equity capital | 65,927,000 | 65,509,000 | 64,662,000 | 64,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,750,000 | 12,780,000 | 17,931,000 | 23,357,000 |
| Interest expense | 223,000 | 430,000 | 629,000 | 813,000 |
| Net interest income | 6,527,000 | 12,350,000 | 17,302,000 | 22,544,000 |
| Noninterest income | 322,000 | 676,000 | 1,213,000 | 1,730,000 |
| Noninterest expense | 2,751,000 | 5,802,000 | 8,736,000 | 11,635,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,108,000 | 7,235,000 | 9,903,000 | 12,765,000 |
| Income tax | -48,000 | 90,000 | 214,000 | 292,000 |
| Net income | 4,156,000 | 7,145,000 | 9,689,000 | 12,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,507,000 | 63,474,000 | 63,034,000 | 63,349,000 |
| Total capital | 69,164,000 | 68,398,000 | 68,294,000 | 68,899,000 |
| Risk-weighted assets | 368,471,000 | 390,087,000 | 417,305,000 | 440,521,000 |
Machine access — free, no API key
Every figure shown here about WESTERN STATE BANK — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.