Call report 2015Q1
WESTERN STATE BANK — 2015Q1
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 460,882,000 | USD | evidence → |
| Total loans | 301,399,000 | USD | evidence → |
| Allowance for loan losses | 6,898,000 | USD | evidence → |
| Securities available for sale | 107,930,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 405,353,000 | USD | evidence → |
| Interest-bearing deposits | 295,775,000 | USD | evidence → |
| Noninterest-bearing deposits | 109,578,000 | USD | evidence → |
| Equity capital | 54,746,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,080,000 | USD | evidence → |
| Interest expense | 191,000 | USD | evidence → |
| Net interest income | 3,889,000 | USD | evidence → |
| Noninterest income | 477,000 | USD | evidence → |
| Noninterest expense | 2,455,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,911,000 | USD | evidence → |
| Income tax | 86,000 | USD | evidence → |
| Net income | 1,825,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,944,000 | USD | evidence → |
| Total capital | 58,330,000 | USD | evidence → |
| Risk-weighted assets | 348,370,000 | USD | evidence → |