Call report 2012Q4
WESTERN STATE BANK — 2012Q4
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 478,397,000 | USD | evidence → |
| Total loans | 269,260,000 | USD | evidence → |
| Allowance for loan losses | 6,343,000 | USD | evidence → |
| Securities available for sale | 157,281,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 426,096,000 | USD | evidence → |
| Interest-bearing deposits | 315,614,000 | USD | evidence → |
| Noninterest-bearing deposits | 110,482,000 | USD | evidence → |
| Equity capital | 51,081,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,445,000 | USD | evidence → |
| Interest expense | 1,222,000 | USD | evidence → |
| Net interest income | 15,223,000 | USD | evidence → |
| Noninterest income | 1,650,000 | USD | evidence → |
| Noninterest expense | 10,255,000 | USD | evidence → |
| Provision for loan losses | 354,000 | USD | evidence → |
| Pretax income | 6,262,000 | USD | evidence → |
| Income tax | 262,000 | USD | evidence → |
| Net income | 6,000,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,130,000 | USD | evidence → |
| Total capital | 53,181,000 | USD | evidence → |
| Risk-weighted assets | 321,812,000 | USD | evidence → |