Call reports 2010
WESTERN STATE BANK — 2010
What WESTERN STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 386,618,000 | 400,297,000 | 409,310,000 | 425,080,000 |
| Total loans | 245,570,000 | 250,830,000 | 240,780,000 | 230,030,000 |
| Allowance for loan losses | 5,852,000 | 5,907,000 | 6,156,000 | 6,165,000 |
| Securities available for sale | 60,920,000 | 65,480,000 | 74,435,000 | 84,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,480,000 | 324,881,000 | 333,739,000 | 363,208,000 |
| Interest-bearing deposits | 270,230,000 | 268,117,000 | 268,469,000 | 281,462,000 |
| Noninterest-bearing deposits | 55,250,000 | 56,764,000 | 65,270,000 | 81,746,000 |
| Equity capital | 44,080,000 | 44,654,000 | 44,744,000 | 44,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,461,000 | 9,046,000 | 13,600,000 | 17,936,000 |
| Interest expense | 962,000 | 1,860,000 | 2,726,000 | 3,494,000 |
| Net interest income | 3,499,000 | 7,186,000 | 10,874,000 | 14,442,000 |
| Noninterest income | 387,000 | 830,000 | 1,211,000 | 1,665,000 |
| Noninterest expense | 2,416,000 | 4,884,000 | 7,495,000 | 9,976,000 |
| Provision for loan losses | 470,000 | 849,000 | 1,274,000 | 1,634,000 |
| Pretax income | 1,000,000 | 2,333,000 | 3,366,000 | 4,547,000 |
| Income tax | 39,000 | 94,000 | 134,000 | 188,000 |
| Net income | 961,000 | 2,239,000 | 3,232,000 | 4,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,241,000 | 41,847,000 | 41,931,000 | 42,362,000 |
| Total capital | 44,627,000 | 45,322,000 | 45,272,000 | 45,647,000 |
| Risk-weighted assets | 268,406,000 | 275,590,000 | 264,492,000 | 259,944,000 |
Machine access — free, no API key
Every figure shown here about WESTERN STATE BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.