Call reports 2006
WESTERN STATE BANK — 2006
What WESTERN STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 315,009,000 | 299,407,000 | 291,639,000 | 313,392,000 |
| Total loans | 218,309,000 | 225,295,000 | 219,139,000 | 225,356,000 |
| Allowance for loan losses | 5,665,000 | 5,603,000 | 5,604,000 | 5,512,000 |
| Securities available for sale | 46,114,000 | 44,331,000 | 41,130,000 | 39,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,581,000 | 260,758,000 | 251,036,000 | 273,959,000 |
| Interest-bearing deposits | 220,453,000 | 209,999,000 | 201,670,000 | 221,645,000 |
| Noninterest-bearing deposits | 53,128,000 | 50,759,000 | 49,366,000 | 52,314,000 |
| Equity capital | 35,610,000 | 35,458,000 | 35,602,000 | 35,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,299,000 | 10,602,000 | 15,948,000 | 21,382,000 |
| Interest expense | 1,529,000 | 3,053,000 | 4,676,000 | 6,362,000 |
| Net interest income | 3,770,000 | 7,549,000 | 11,272,000 | 15,020,000 |
| Noninterest income | 362,000 | 804,000 | 1,149,000 | 1,525,000 |
| Noninterest expense | 1,913,000 | 3,817,000 | 5,840,000 | 7,771,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,219,000 | 4,536,000 | 6,581,000 | 8,774,000 |
| Income tax | 803,000 | 1,751,000 | 2,397,000 | 3,076,000 |
| Net income | 1,416,000 | 2,785,000 | 4,184,000 | 5,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,016,000 | 33,981,000 | 34,022,000 | 34,149,000 |
| Total capital | 37,084,000 | 37,161,000 | 37,170,000 | 37,270,000 |
| Risk-weighted assets | 242,876,000 | 251,970,000 | 249,406,000 | 247,283,000 |
Machine access — free, no API key
Every figure shown here about WESTERN STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.