Call reports 2014
FIRST BANK — 2014
What FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 50,069,000 | 50,076,000 | 50,324,000 |
| Total loans | 8,104,000 | 7,684,000 | 8,959,000 |
| Allowance for loan losses | 353,000 | 353,000 | 349,000 |
| Securities available for sale | 38,401,000 | 38,020,000 | 36,727,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 45,054,000 | 44,537,000 | 44,732,000 |
| Interest-bearing deposits | 30,887,000 | 30,342,000 | 30,376,000 |
| Noninterest-bearing deposits | 14,167,000 | 14,195,000 | 14,356,000 |
| Equity capital | 4,972,000 | 5,492,000 | 5,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 290,000 | 574,000 | 835,000 |
| Interest expense | 41,000 | 83,000 | 124,000 |
| Net interest income | 249,000 | 491,000 | 711,000 |
| Noninterest income | 110,000 | 204,000 | 305,000 |
| Noninterest expense | 289,000 | 585,000 | 880,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 70,000 | 110,000 | 136,000 |
| Income tax | 13,000 | 28,000 | 33,000 |
| Net income | 57,000 | 82,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 5,629,000 | 5,904,000 | 5,935,000 |
| Total capital | 5,834,000 | 6,109,000 | 6,151,000 |
| Risk-weighted assets | 16,215,000 | 16,223,000 | 17,130,000 |