Call reports 2013
FIRST BANK — 2013
What FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 61,042,000 | 58,791,000 | 52,360,000 | 50,233,000 |
| Total loans | 7,683,000 | 6,107,000 | 6,462,000 | 7,911,000 |
| Allowance for loan losses | 391,000 | 391,000 | 387,000 | 361,000 |
| Securities available for sale | 44,995,000 | 41,433,000 | 40,417,000 | 38,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,942,000 | 53,723,000 | 47,147,000 | 45,581,000 |
| Interest-bearing deposits | 39,322,000 | 39,222,000 | 32,176,000 | 31,103,000 |
| Noninterest-bearing deposits | 15,620,000 | 14,501,000 | 14,971,000 | 14,478,000 |
| Equity capital | 6,076,000 | 5,040,000 | 5,182,000 | 4,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 315,000 | 585,000 | 834,000 | 1,095,000 |
| Interest expense | 69,000 | 132,000 | 183,000 | 226,000 |
| Net interest income | 246,000 | 453,000 | 651,000 | 869,000 |
| Noninterest income | 122,000 | 457,000 | 558,000 | 682,000 |
| Noninterest expense | 296,000 | 567,000 | 890,000 | 1,245,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 460,000 | 436,000 | 423,000 |
| Income tax | 15,000 | 74,000 | 75,000 | 77,000 |
| Net income | 57,000 | 386,000 | 361,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,166,000 | 5,746,000 | 5,822,000 | 5,585,000 |
| Total capital | 6,396,000 | 5,949,000 | 6,031,000 | 5,798,000 |
| Risk-weighted assets | 18,254,000 | 16,033,000 | 15,879,000 | 16,910,000 |