Call reports 2012
FIRST BANK — 2012
What FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 54,648,000 | 58,156,000 | 61,489,000 | 64,164,000 |
| Total loans | 9,788,000 | 8,534,000 | 8,128,000 | 8,719,000 |
| Allowance for loan losses | 395,000 | 342,000 | 375,000 | 391,000 |
| Securities available for sale | 41,030,000 | 24,721,000 | 45,548,000 | 44,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,844,000 | 52,395,000 | 55,131,000 | 58,077,000 |
| Interest-bearing deposits | 37,405,000 | 35,790,000 | 38,216,000 | 41,900,000 |
| Noninterest-bearing deposits | 11,439,000 | 16,605,000 | 16,915,000 | 16,177,000 |
| Equity capital | 5,753,000 | 5,752,000 | 6,172,000 | 6,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 396,000 | 783,000 | 1,160,000 | 1,529,000 |
| Interest expense | 65,000 | 129,000 | 192,000 | 259,000 |
| Net interest income | 331,000 | 654,000 | 968,000 | 1,270,000 |
| Noninterest income | 118,000 | 211,000 | 336,000 | 454,000 |
| Noninterest expense | 337,000 | 6,747,000 | 7,091,000 | 4,414,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 163,000 | -5,522,000 | -5,341,000 | -2,165,000 |
| Income tax | 47,000 | -497,000 | -499,000 | -501,000 |
| Net income | 116,000 | -5,025,000 | -4,842,000 | -1,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,889,000 | 5,747,000 | 5,932,000 | 6,109,000 |
| Total capital | 6,126,000 | 5,950,000 | 6,171,000 | 6,353,000 |
| Risk-weighted assets | 18,778,000 | 16,061,000 | 19,021,000 | 19,357,000 |