Call reports 2010
FIRST BANK — 2010
What FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 55,280,000 | 56,944,000 | 58,713,000 | 58,803,000 |
| Total loans | 10,306,000 | 9,678,000 | 9,788,000 | 10,611,000 |
| Allowance for loan losses | 399,000 | 399,000 | 399,000 | 400,000 |
| Securities available for sale | 33,901,000 | 38,084,000 | 41,575,000 | 37,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,427,000 | 50,757,000 | 52,816,000 | 53,484,000 |
| Interest-bearing deposits | 35,187,000 | 36,275,000 | 37,270,000 | 38,860,000 |
| Noninterest-bearing deposits | 14,241,000 | 14,482,000 | 15,546,000 | 14,624,000 |
| Equity capital | 5,712,000 | 5,925,000 | 5,829,000 | 5,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 476,000 | 980,000 | 1,412,000 | 1,750,000 |
| Interest expense | 104,000 | 207,000 | 313,000 | 405,000 |
| Net interest income | 372,000 | 773,000 | 1,099,000 | 1,345,000 |
| Noninterest income | 114,000 | 214,000 | 322,000 | 424,000 |
| Noninterest expense | 347,000 | 678,000 | 1,015,000 | 1,394,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 401,000 | 847,000 | 816,000 |
| Income tax | 26,000 | 139,000 | 283,000 | 293,000 |
| Net income | 113,000 | 262,000 | 564,000 | 523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,537,000 | 5,612,000 | 5,815,000 | 5,772,000 |
| Total capital | 5,722,000 | 5,839,000 | 6,053,000 | 6,021,000 |
| Risk-weighted assets | 14,555,000 | 17,971,000 | 18,853,000 | 19,793,000 |