Call reports 2025
AVIDBANK — 2025
What AVIDBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,313,465,000 | 2,385,351,000 | 2,355,523,000 | 2,562,570,000 |
| Total loans | 1,841,187,000 | 1,911,718,000 | 1,958,585,000 | 2,148,439,000 |
| Allowance for loan losses | 18,722,000 | 19,624,000 | 21,025,000 | 22,261,000 |
| Securities available for sale | 296,617,000 | 292,808,000 | 173,588,000 | 218,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,931,024,000 | 2,003,385,000 | 2,055,307,000 | 2,191,600,000 |
| Interest-bearing deposits | 1,509,665,000 | 1,559,242,000 | 1,577,387,000 | 1,629,100,000 |
| Noninterest-bearing deposits | 421,359,000 | 444,143,000 | 477,920,000 | 562,500,000 |
| Equity capital | 210,717,000 | 219,042,000 | 282,050,000 | 290,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 34,525,000 | 70,169,000 | 107,423,000 | 145,750,000 |
| Interest expense | 14,738,000 | 29,649,000 | 43,809,000 | 56,703,000 |
| Net interest income | 19,787,000 | 40,520,000 | 63,614,000 | 89,047,000 |
| Noninterest income | 1,224,000 | 2,851,000 | 4,189,000 | 5,901,000 |
| Noninterest expense | 12,790,000 | 25,198,000 | 38,584,000 | 52,299,000 |
| Provision for loan losses | 0 | 891,000 | 2,255,000 | 5,014,000 |
| Pretax income | 8,221,000 | 17,248,000 | -35,452,000 | -24,860,000 |
| Income tax | 2,402,000 | 5,108,000 | -10,093,000 | -6,814,000 |
| Net income | 5,819,000 | 12,140,000 | -25,359,000 | -18,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 257,076,000 | 264,167,000 | 273,918,000 | 285,091,000 |
| Total capital | 278,044,000 | 286,071,000 | 297,214,000 | 309,702,000 |
| Risk-weighted assets | 2,182,465,000 | 2,262,020,000 | 2,262,390,000 | 2,487,348,000 |