Call reports 2022
AVIDBANK — 2022
What AVIDBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,106,478,000 | 2,006,320,000 | 1,979,522,000 | 2,132,295,000 |
| Total loans | 1,201,935,000 | 1,336,786,000 | 1,392,546,000 | 1,554,222,000 |
| Allowance for loan losses | 13,054,000 | 14,646,000 | 15,487,000 | 16,480,000 |
| Securities available for sale | 468,917,000 | 477,646,000 | 436,535,000 | 412,993,000 |
| Securities held to maturity | 0 | 30,180,000 | 31,704,000 | 31,671,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,952,933,000 | 1,832,438,000 | 1,817,679,000 | 1,825,993,000 |
| Interest-bearing deposits | 995,243,000 | 990,086,000 | 1,009,989,000 | 1,058,156,000 |
| Noninterest-bearing deposits | 957,690,000 | 842,352,000 | 807,690,000 | 767,837,000 |
| Equity capital | 134,077,000 | 152,751,000 | 140,955,000 | 152,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 16,170,000 | 34,643,000 | 56,595,000 | 83,032,000 |
| Interest expense | 639,000 | 1,296,000 | 3,369,000 | 7,752,000 |
| Net interest income | 15,531,000 | 33,347,000 | 53,226,000 | 75,280,000 |
| Noninterest income | 1,105,000 | 2,124,000 | 3,175,000 | 4,503,000 |
| Noninterest expense | 10,369,000 | 20,336,000 | 30,209,000 | 40,601,000 |
| Provision for loan losses | 0 | 1,592,000 | 2,517,000 | 3,510,000 |
| Pretax income | 6,267,000 | 13,543,000 | 23,675,000 | 35,268,000 |
| Income tax | 1,673,000 | 3,684,000 | 6,544,000 | 9,701,000 |
| Net income | 4,594,000 | 9,859,000 | 17,131,000 | 25,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,864,000 | 193,748,000 | 201,561,000 | 210,683,000 |
| Total capital | 172,310,000 | 208,816,000 | 217,470,000 | 227,613,000 |
| Risk-weighted assets | 1,603,302,000 | 1,762,194,000 | 1,821,954,000 | 1,993,862,000 |