Call reports 2021
AVIDBANK — 2021
What AVIDBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,532,821,000 | 1,601,234,000 | 1,824,852,000 | 2,159,605,000 |
| Total loans | 1,027,337,000 | 1,014,750,000 | 1,073,133,000 | 1,223,344,000 |
| Allowance for loan losses | 12,558,000 | 12,558,000 | 12,775,000 | 13,054,000 |
| Securities available for sale | 184,504,000 | 208,482,000 | 276,670,000 | 380,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,367,896,000 | 1,431,533,000 | 1,651,948,000 | 1,983,533,000 |
| Interest-bearing deposits | 660,684,000 | 698,655,000 | 774,640,000 | 986,254,000 |
| Noninterest-bearing deposits | 707,212,000 | 732,878,000 | 877,308,000 | 997,280,000 |
| Equity capital | 141,927,000 | 146,495,000 | 149,267,000 | 151,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,863,000 | 25,976,000 | 39,611,000 | 54,885,000 |
| Interest expense | 642,000 | 1,293,000 | 1,964,000 | 2,618,000 |
| Net interest income | 12,221,000 | 24,683,000 | 37,647,000 | 52,267,000 |
| Noninterest income | 640,000 | 1,401,000 | 2,351,000 | 4,298,000 |
| Noninterest expense | 9,014,000 | 17,566,000 | 26,000,000 | 35,512,000 |
| Provision for loan losses | 75,000 | 75,000 | 292,000 | 3,572,000 |
| Pretax income | 3,772,000 | 9,178,000 | 14,441,000 | 18,216,000 |
| Income tax | 1,072,000 | 2,623,000 | 4,112,000 | 5,191,000 |
| Net income | 2,700,000 | 6,555,000 | 10,329,000 | 13,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,804,000 | 148,499,000 | 152,861,000 | 155,680,000 |
| Total capital | 157,732,000 | 161,427,000 | 166,006,000 | 169,126,000 |
| Risk-weighted assets | 1,251,148,000 | 1,266,454,000 | 1,388,713,000 | 1,587,833,000 |