Call reports 2020
AVIDBANK — 2020
What AVIDBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,203,922,000 | 1,410,814,000 | 1,441,008,000 | 1,427,844,000 |
| Total loans | 965,684,000 | 1,002,029,000 | 1,011,137,000 | 993,483,000 |
| Allowance for loan losses | 11,540,000 | 12,521,000 | 12,443,000 | 12,558,000 |
| Securities available for sale | 44,983,000 | 43,601,000 | 40,316,000 | 163,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,006,500,000 | 1,262,008,000 | 1,280,356,000 | 1,258,320,000 |
| Interest-bearing deposits | 516,996,000 | 628,247,000 | 596,731,000 | 588,659,000 |
| Noninterest-bearing deposits | 489,504,000 | 633,761,000 | 683,625,000 | 669,661,000 |
| Equity capital | 126,690,000 | 129,347,000 | 132,529,000 | 142,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,776,000 | 25,487,000 | 37,899,000 | 50,899,000 |
| Interest expense | 1,389,000 | 2,659,000 | 3,803,000 | 4,725,000 |
| Net interest income | 11,387,000 | 22,828,000 | 34,096,000 | 46,174,000 |
| Noninterest income | 642,000 | 1,176,000 | 1,725,000 | 2,384,000 |
| Noninterest expense | 8,224,000 | 16,190,000 | 24,551,000 | 33,144,000 |
| Provision for loan losses | 273,000 | 1,285,000 | 1,587,000 | 1,702,000 |
| Pretax income | 3,532,000 | 6,530,000 | 9,683,000 | 13,712,000 |
| Income tax | 989,000 | 1,704,000 | 2,286,000 | 3,361,000 |
| Net income | 2,543,000 | 4,826,000 | 7,397,000 | 10,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,064,000 | 128,344,000 | 131,501,000 | 141,478,000 |
| Total capital | 137,974,000 | 141,235,000 | 144,314,000 | 154,406,000 |
| Risk-weighted assets | 1,148,990,000 | 1,179,053,000 | 1,200,615,000 | 1,227,252,000 |