Call reports 2019
AVIDBANK — 2019
What AVIDBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,011,626,000 | 1,019,202,000 | 1,112,372,000 | 1,129,140,000 |
| Total loans | 831,772,000 | 857,832,000 | 909,312,000 | 888,780,000 |
| Allowance for loan losses | 10,368,000 | 11,155,000 | 11,087,000 | 11,267,000 |
| Securities available for sale | 55,654,000 | 55,002,000 | 53,571,000 | 52,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 853,249,000 | 836,527,000 | 894,490,000 | 985,662,000 |
| Interest-bearing deposits | 469,820,000 | 455,762,000 | 486,841,000 | 541,505,000 |
| Noninterest-bearing deposits | 383,428,000 | 380,765,000 | 407,649,000 | 444,157,000 |
| Equity capital | 108,142,000 | 112,084,000 | 116,355,000 | 123,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,486,000 | 25,571,000 | 38,665,000 | 52,010,000 |
| Interest expense | 1,237,000 | 2,690,000 | 4,413,000 | 5,973,000 |
| Net interest income | 11,249,000 | 22,881,000 | 34,252,000 | 46,037,000 |
| Noninterest income | 834,000 | 1,431,000 | 2,102,000 | 2,623,000 |
| Noninterest expense | 7,029,000 | 13,664,000 | 20,621,000 | 28,131,000 |
| Provision for loan losses | 459,000 | 1,246,000 | 1,285,000 | 1,426,000 |
| Pretax income | 4,595,000 | 9,402,000 | 14,448,000 | 19,103,000 |
| Income tax | 1,290,000 | 2,759,000 | 4,191,000 | 5,358,000 |
| Net income | 3,305,000 | 6,643,000 | 10,257,000 | 13,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,041,000 | 112,440,000 | 116,371,000 | 122,972,000 |
| Total capital | 119,779,000 | 123,965,000 | 127,828,000 | 134,609,000 |
| Risk-weighted assets | 1,029,193,000 | 1,057,946,000 | 1,107,579,000 | 1,082,544,000 |