Call reports 2018
AVIDBANK — 2018
What AVIDBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 820,661,000 | 842,874,000 | 933,302,000 | 914,872,000 |
| Total loans | 662,005,000 | 691,011,000 | 757,115,000 | 807,339,000 |
| Allowance for loan losses | 8,297,000 | 8,297,000 | 8,811,000 | 9,758,000 |
| Securities available for sale | 70,797,000 | 60,362,000 | 57,401,000 | 56,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 681,901,000 | 689,975,000 | 801,158,000 | 803,259,000 |
| Interest-bearing deposits | 384,352,000 | 365,492,000 | 404,812,000 | 429,746,000 |
| Noninterest-bearing deposits | 297,550,000 | 324,483,000 | 396,346,000 | 373,513,000 |
| Equity capital | 85,531,000 | 92,148,000 | 95,207,000 | 103,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,499,000 | 19,614,000 | 30,492,000 | 42,584,000 |
| Interest expense | 707,000 | 1,667,000 | 2,741,000 | 3,893,000 |
| Net interest income | 8,792,000 | 17,947,000 | 27,751,000 | 38,691,000 |
| Noninterest income | 691,000 | 1,229,000 | 1,732,000 | 2,619,000 |
| Noninterest expense | 6,224,000 | 11,910,000 | 17,525,000 | 23,361,000 |
| Provision for loan losses | 0 | 0 | 665,000 | 1,612,000 |
| Pretax income | 3,259,000 | 7,283,000 | 11,310,000 | 16,354,000 |
| Income tax | 1,004,000 | 2,192,000 | 3,188,000 | 4,603,000 |
| Net income | 2,255,000 | 5,091,000 | 8,122,000 | 11,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,997,000 | 93,764,000 | 97,058,000 | 105,370,000 |
| Total capital | 95,664,000 | 102,431,000 | 106,239,000 | 115,498,000 |
| Risk-weighted assets | 849,431,000 | 877,347,000 | 945,507,000 | 981,129,000 |