Call reports 2015
AVIDBANK — 2015
What AVIDBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 526,973,000 | 556,202,000 | 576,756,000 | 602,886,000 |
| Total loans | 383,422,000 | 404,037,000 | 425,224,000 | 402,658,000 |
| Allowance for loan losses | 5,912,000 | 5,122,000 | 5,394,000 | 5,394,000 |
| Securities available for sale | 82,215,000 | 74,559,000 | 71,722,000 | 69,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,192,000 | 463,130,000 | 491,685,000 | 541,803,000 |
| Interest-bearing deposits | 232,312,000 | 288,505,000 | 317,689,000 | 324,448,000 |
| Noninterest-bearing deposits | 156,879,000 | 174,625,000 | 173,996,000 | 217,355,000 |
| Equity capital | 52,258,000 | 52,282,000 | 53,879,000 | 57,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,245,000 | 11,092,000 | 17,148,000 | 23,367,000 |
| Interest expense | 188,000 | 447,000 | 715,000 | 1,004,000 |
| Net interest income | 5,057,000 | 10,645,000 | 16,433,000 | 22,363,000 |
| Noninterest income | 332,000 | 871,000 | 1,271,000 | 1,644,000 |
| Noninterest expense | 3,761,000 | 7,511,000 | 11,277,000 | 14,935,000 |
| Provision for loan losses | 1,031,000 | 2,787,000 | 3,047,000 | 3,047,000 |
| Pretax income | 597,000 | 1,218,000 | 3,347,000 | 5,993,000 |
| Income tax | 223,000 | 450,000 | 1,310,000 | 2,196,000 |
| Net income | 374,000 | 768,000 | 2,037,000 | 3,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,763,000 | 52,249,000 | 53,625,000 | 57,481,000 |
| Total capital | 58,045,000 | 57,741,000 | 59,389,000 | 63,245,000 |
| Risk-weighted assets | 512,973,000 | 531,707,000 | 560,143,000 | 544,024,000 |