Call reports 2014
AVIDBANK — 2014
What AVIDBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 472,991,000 | 482,525,000 | 484,360,000 | 468,920,000 |
| Total loans | 254,375,000 | 277,822,000 | 295,409,000 | 341,967,000 |
| Allowance for loan losses | 4,795,000 | 4,809,000 | 4,826,000 | 4,874,000 |
| Securities available for sale | 58,395,000 | 65,281,000 | 78,709,000 | 79,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,278,000 | 427,933,000 | 429,133,000 | 387,294,000 |
| Interest-bearing deposits | 270,527,000 | 253,191,000 | 261,056,000 | 245,492,000 |
| Noninterest-bearing deposits | 152,750,000 | 174,741,000 | 168,077,000 | 141,802,000 |
| Equity capital | 47,633,000 | 48,569,000 | 49,025,000 | 50,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,874,000 | 8,251,000 | 12,522,000 | 17,174,000 |
| Interest expense | 243,000 | 453,000 | 628,000 | 798,000 |
| Net interest income | 3,631,000 | 7,798,000 | 11,894,000 | 16,376,000 |
| Noninterest income | 278,000 | 608,000 | 943,000 | 1,307,000 |
| Noninterest expense | 3,229,000 | 6,542,000 | 9,889,000 | 13,365,000 |
| Provision for loan losses | 0 | 0 | 0 | 39,000 |
| Pretax income | 680,000 | 1,864,000 | 2,970,000 | 4,540,000 |
| Income tax | 272,000 | 759,000 | 1,221,000 | 1,796,000 |
| Net income | 408,000 | 1,105,000 | 1,749,000 | 2,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,439,000 | 48,211,000 | 48,918,000 | 49,995,000 |
| Total capital | 52,010,000 | 53,280,000 | 54,058,000 | 55,239,000 |
| Risk-weighted assets | 367,911,000 | 405,470,000 | 425,633,000 | 457,672,000 |