Call reports 2013
AVIDBANK — 2013
What AVIDBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 416,439,000 | 432,436,000 | 483,156,000 | 500,653,000 |
| Total loans | 242,225,000 | 247,964,000 | 244,501,000 | 257,434,000 |
| Allowance for loan losses | 4,736,000 | 4,764,000 | 4,754,000 | 4,788,000 |
| Securities available for sale | 54,767,000 | 50,540,000 | 66,147,000 | 58,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,106,000 | 384,528,000 | 434,663,000 | 451,425,000 |
| Interest-bearing deposits | 274,560,000 | 261,962,000 | 272,038,000 | 291,941,000 |
| Noninterest-bearing deposits | 101,546,000 | 122,565,000 | 162,624,000 | 159,484,000 |
| Equity capital | 38,252,000 | 46,048,000 | 46,260,000 | 46,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,180,000 | 8,297,000 | 12,393,000 | 16,373,000 |
| Interest expense | 318,000 | 607,000 | 887,000 | 1,168,000 |
| Net interest income | 3,862,000 | 7,690,000 | 11,506,000 | 15,205,000 |
| Noninterest income | 125,000 | 284,000 | 458,000 | 716,000 |
| Noninterest expense | 3,096,000 | 6,170,000 | 9,257,000 | 12,374,000 |
| Provision for loan losses | 0 | 0 | 245,000 | 245,000 |
| Pretax income | 891,000 | 2,485,000 | 3,210,000 | 4,043,000 |
| Income tax | 377,000 | 1,049,000 | 1,337,000 | 1,541,000 |
| Net income | 514,000 | 1,436,000 | 1,873,000 | 2,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,048,000 | 45,932,000 | 46,144,000 | 46,879,000 |
| Total capital | 41,253,000 | 50,098,000 | 50,672,000 | 51,590,000 |
| Risk-weighted assets | 336,112,000 | 332,989,000 | 361,709,000 | 376,839,000 |