Call reports 2012
AVIDBANK — 2012
What AVIDBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 340,449,000 | 387,731,000 | 414,578,000 | 414,931,000 |
| Total loans | 221,563,000 | 237,342,000 | 233,352,000 | 247,269,000 |
| Allowance for loan losses | 4,359,000 | 4,462,000 | 4,290,000 | 4,480,000 |
| Securities available for sale | 80,971,000 | 74,114,000 | 63,487,000 | 55,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,239,000 | 349,292,000 | 373,946,000 | 375,099,000 |
| Interest-bearing deposits | 235,491,000 | 239,674,000 | 254,670,000 | 269,476,000 |
| Noninterest-bearing deposits | 64,748,000 | 109,618,000 | 119,276,000 | 105,622,000 |
| Equity capital | 35,008,000 | 35,654,000 | 37,260,000 | 37,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,204,000 | 8,441,000 | 12,616,000 | 17,009,000 |
| Interest expense | 502,000 | 1,002,000 | 1,451,000 | 1,840,000 |
| Net interest income | 3,702,000 | 7,439,000 | 11,165,000 | 15,169,000 |
| Noninterest income | 107,000 | 220,000 | 345,000 | 467,000 |
| Noninterest expense | 2,539,000 | 5,179,000 | 7,832,000 | 10,690,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 480,000 |
| Pretax income | 1,270,000 | 2,380,000 | 3,578,000 | 4,803,000 |
| Income tax | 499,000 | 956,000 | 1,498,000 | 2,058,000 |
| Net income | 771,000 | 1,424,000 | 2,080,000 | 2,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,668,000 | 35,304,000 | 35,938,000 | 36,575,000 |
| Total capital | 38,479,000 | 39,380,000 | 40,118,000 | 40,844,000 |
| Risk-weighted assets | 306,505,000 | 325,506,000 | 334,005,000 | 341,026,000 |