Call reports 2011
AVIDBANK — 2011
What AVIDBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 313,405,000 | 308,011,000 | 329,038,000 | 342,212,000 |
| Total loans | 188,820,000 | 182,414,000 | 185,067,000 | 207,964,000 |
| Allowance for loan losses | 4,421,000 | 4,022,000 | 3,890,000 | 4,376,000 |
| Securities available for sale | 74,945,000 | 77,059,000 | 87,246,000 | 82,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,896,000 | 275,053,000 | 295,489,000 | 306,716,000 |
| Interest-bearing deposits | 215,960,000 | 216,099,000 | 226,962,000 | 233,412,000 |
| Noninterest-bearing deposits | 64,936,000 | 58,954,000 | 68,528,000 | 73,303,000 |
| Equity capital | 30,977,000 | 31,915,000 | 32,197,000 | 33,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,827,000 | 7,450,000 | 11,075,000 | 14,851,000 |
| Interest expense | 644,000 | 1,235,000 | 1,783,000 | 2,278,000 |
| Net interest income | 3,183,000 | 6,215,000 | 9,292,000 | 12,573,000 |
| Noninterest income | 84,000 | 173,000 | 520,000 | 618,000 |
| Noninterest expense | 2,430,000 | 4,713,000 | 7,067,000 | 9,517,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 435,000 |
| Pretax income | 905,000 | 1,693,000 | 2,695,000 | 3,239,000 |
| Income tax | 90,000 | 180,000 | 300,000 | -572,000 |
| Net income | 815,000 | 1,513,000 | 2,395,000 | 3,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,016,000 | 31,618,000 | 32,490,000 | 33,898,000 |
| Total capital | 34,102,000 | 34,754,000 | 35,857,000 | 37,577,000 |
| Risk-weighted assets | 245,414,000 | 250,331,000 | 268,976,000 | 295,305,000 |