Call reports 2010
AVIDBANK — 2010
What AVIDBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 312,623,000 | 324,684,000 | 341,431,000 | 317,013,000 |
| Total loans | 201,139,000 | 207,069,000 | 214,323,000 | 208,542,000 |
| Allowance for loan losses | 4,313,000 | 3,988,000 | 3,980,000 | 4,421,000 |
| Securities available for sale | 44,805,000 | 45,174,000 | 45,188,000 | 59,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,131,000 | 292,774,000 | 308,331,000 | 284,688,000 |
| Interest-bearing deposits | 221,241,000 | 227,450,000 | 236,626,000 | 218,002,000 |
| Noninterest-bearing deposits | 60,890,000 | 65,324,000 | 71,705,000 | 66,686,000 |
| Equity capital | 28,645,000 | 29,920,000 | 30,872,000 | 30,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,893,000 | 7,831,000 | 11,738,000 | 15,718,000 |
| Interest expense | 940,000 | 1,851,000 | 2,670,000 | 3,422,000 |
| Net interest income | 2,953,000 | 5,980,000 | 9,068,000 | 12,296,000 |
| Noninterest income | -274,000 | -344,000 | -148,000 | -33,000 |
| Noninterest expense | 2,219,000 | 4,304,000 | 6,478,000 | 9,100,000 |
| Provision for loan losses | 0 | 200,000 | 583,000 | 824,000 |
| Pretax income | 460,000 | 1,132,000 | 1,859,000 | 2,339,000 |
| Income tax | 23,000 | 63,000 | 113,000 | 183,000 |
| Net income | 437,000 | 1,069,000 | 1,746,000 | 2,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,519,000 | 29,410,000 | 30,081,000 | 30,371,000 |
| Total capital | 31,517,000 | 32,658,000 | 33,444,000 | 33,655,000 |
| Risk-weighted assets | 246,176,000 | 258,918,000 | 268,403,000 | 261,575,000 |