Call reports 2005
AVIDBANK — 2005
What AVIDBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 60,913,000 | 69,490,000 | 76,691,000 | 81,671,000 |
| Total loans | 30,860,000 | 37,874,000 | 42,323,000 | 50,421,000 |
| Allowance for loan losses | 416,000 | 441,000 | 531,000 | 615,000 |
| Securities available for sale | 15,219,000 | 22,113,000 | 19,563,000 | 16,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,478,000 | 55,140,000 | 62,485,000 | 67,486,000 |
| Interest-bearing deposits | 37,457,000 | 42,507,000 | 49,819,000 | 53,202,000 |
| Noninterest-bearing deposits | 9,021,000 | 12,633,000 | 12,666,000 | 14,284,000 |
| Equity capital | 14,358,000 | 14,239,000 | 14,109,000 | 14,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,311,000 | 2,202,000 | 3,270,000 |
| Interest expense | 117,000 | 285,000 | 502,000 | 770,000 |
| Net interest income | 464,000 | 1,026,000 | 1,700,000 | 2,500,000 |
| Noninterest income | 37,000 | 71,000 | 104,000 | 143,000 |
| Noninterest expense | 788,000 | 1,589,000 | 2,390,000 | 3,222,000 |
| Provision for loan losses | 50,000 | 75,000 | 165,000 | 250,000 |
| Pretax income | -337,000 | -567,000 | -751,000 | -829,000 |
| Income tax | -1,000 | 0 | 0 | 1,000 |
| Net income | -336,000 | -567,000 | -751,000 | -830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,535,000 | 14,385,000 | 14,268,000 | 14,217,000 |
| Total capital | 14,951,000 | 14,826,000 | 14,799,000 | 14,832,000 |
| Risk-weighted assets | 44,838,000 | 51,200,000 | 56,960,000 | 64,995,000 |
Machine access — free, no API key
Every figure shown here about AVIDBANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.