Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 367,471,000 | 366,709,000 | 369,384,000 | 378,401,000 |
| Total loans | 251,884,000 | 257,415,000 | 264,638,000 | 281,683,000 |
| Allowance for loan losses | 2,694,000 | 2,699,000 | 2,727,000 | 2,869,000 |
| Securities available for sale | 56,552,000 | 59,934,000 | 61,190,000 | 57,471,000 |
| Securities held to maturity | 24,964,000 | 23,612,000 | 21,064,000 | 16,514,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,412,000 | 291,753,000 | 282,854,000 | 295,350,000 |
| Interest-bearing deposits | 259,431,000 | 264,550,000 | 256,948,000 | 265,247,000 |
| Noninterest-bearing deposits | 28,981,000 | 27,203,000 | 25,906,000 | 30,103,000 |
| Equity capital | 36,019,000 | 37,747,000 | 39,989,000 | 40,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,662,000 | 9,575,000 | 14,638,000 | 19,940,000 |
| Interest expense | 1,675,000 | 3,397,000 | 5,130,000 | 6,817,000 |
| Net interest income | 2,987,000 | 6,178,000 | 9,508,000 | 13,123,000 |
| Noninterest income | 286,000 | 557,000 | 867,000 | 1,130,000 |
| Noninterest expense | 1,782,000 | 3,505,000 | 5,254,000 | 7,122,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 200,000 |
| Pretax income | 1,489,000 | 3,229,000 | 5,063,000 | 6,848,000 |
| Income tax | 22,000 | 92,000 | 168,000 | 240,000 |
| Net income | 1,467,000 | 3,137,000 | 4,895,000 | 6,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,595,000 | 34,069,000 | 35,628,000 | 36,320,000 |
| Total capital | 35,289,000 | — | — | — |
| Risk-weighted assets | 298,323,000 | — | — | — |