Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 331,612,000 | 332,792,000 | 358,629,000 | 358,723,000 |
| Total loans | 232,324,000 | 235,149,000 | 252,668,000 | 252,405,000 |
| Allowance for loan losses | 2,571,000 | 2,581,000 | 2,709,000 | 2,695,000 |
| Securities available for sale | 44,860,000 | 45,196,000 | 46,369,000 | 48,874,000 |
| Securities held to maturity | 36,961,000 | 34,045,000 | 31,974,000 | 28,406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,819,000 | 258,461,000 | 286,854,000 | 285,300,000 |
| Interest-bearing deposits | 226,208,000 | 235,146,000 | 260,508,000 | 257,700,000 |
| Noninterest-bearing deposits | 23,611,000 | 23,315,000 | 26,346,000 | 27,600,000 |
| Equity capital | 33,370,000 | 33,069,000 | 34,460,000 | 34,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,911,000 | 8,030,000 | 12,286,000 | 17,086,000 |
| Interest expense | 1,553,000 | 3,305,000 | 5,216,000 | 7,112,000 |
| Net interest income | 2,358,000 | 4,725,000 | 7,070,000 | 9,974,000 |
| Noninterest income | 137,000 | 362,000 | 595,000 | 933,000 |
| Noninterest expense | 1,380,000 | 3,012,000 | 4,692,000 | 6,444,000 |
| Provision for loan losses | 0 | 10,000 | 30,000 | -270,000 |
| Pretax income | 1,116,000 | 2,060,000 | 2,946,000 | 4,734,000 |
| Income tax | 22,000 | 94,000 | 136,000 | 234,000 |
| Net income | 1,094,000 | 1,966,000 | 2,810,000 | 4,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,051,000 | 33,931,000 | 30,809,000 | 31,324,000 |
| Total capital | 36,622,000 | 36,512,000 | 33,518,000 | 34,019,000 |
| Risk-weighted assets | 243,497,000 | 246,998,000 | 263,332,000 | 262,387,000 |