Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 311,940,000 | 322,402,000 | 322,414,000 | 330,413,000 |
| Total loans | 200,223,000 | 211,310,000 | 214,927,000 | 227,353,000 |
| Allowance for loan losses | 2,540,000 | 2,543,000 | 2,544,000 | 2,569,000 |
| Securities available for sale | 51,295,000 | 49,997,000 | 48,213,000 | 45,484,000 |
| Securities held to maturity | 42,286,000 | 41,373,000 | 41,264,000 | 37,672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,628,000 | 256,638,000 | 251,614,000 | 255,521,000 |
| Interest-bearing deposits | 219,558,000 | 229,175,000 | 223,482,000 | 219,687,000 |
| Noninterest-bearing deposits | 27,070,000 | 27,463,000 | 28,132,000 | 35,834,000 |
| Equity capital | 31,165,000 | 31,275,000 | 30,450,000 | 32,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,956,000 | 6,187,000 | 9,633,000 | 13,301,000 |
| Interest expense | 906,000 | 2,015,000 | 3,246,000 | 4,678,000 |
| Net interest income | 2,050,000 | 4,172,000 | 6,387,000 | 8,623,000 |
| Noninterest income | 138,000 | 276,000 | 402,000 | 698,000 |
| Noninterest expense | 1,423,000 | 2,771,000 | 4,336,000 | 5,680,000 |
| Provision for loan losses | 0 | 0 | 0 | 335,000 |
| Pretax income | 768,000 | 1,680,000 | 2,460,000 | 3,065,000 |
| Income tax | 38,000 | 83,000 | 121,000 | 151,000 |
| Net income | 730,000 | 1,597,000 | 2,339,000 | 2,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,912,000 | 32,534,000 | 33,040,000 | 33,204,000 |
| Total capital | 34,452,000 | 35,077,000 | 35,584,000 | 35,773,000 |
| Risk-weighted assets | 257,533,000 | 228,185,000 | 231,945,000 | 242,477,000 |