Call reports 2022
FIRST STATE BANK — 2022
What FIRST STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 292,890,000 | 303,184,000 | 306,804,000 | 319,422,000 |
| Total loans | 181,263,000 | 185,411,000 | 192,844,000 | 199,893,000 |
| Allowance for loan losses | 2,486,000 | 2,491,000 | 2,497,000 | 2,518,000 |
| Securities available for sale | 62,835,000 | 53,578,000 | 52,709,000 | 51,177,000 |
| Securities held to maturity | 14,923,000 | 39,669,000 | 39,555,000 | 42,387,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,805,000 | 246,625,000 | 245,729,000 | 248,099,000 |
| Interest-bearing deposits | 209,538,000 | 220,830,000 | 215,683,000 | 210,560,000 |
| Noninterest-bearing deposits | 25,267,000 | 25,795,000 | 30,046,000 | 37,539,000 |
| Equity capital | 27,484,000 | 28,649,000 | 27,639,000 | 29,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,390,000 | 4,840,000 | 7,533,000 | 10,376,000 |
| Interest expense | 218,000 | 441,000 | 755,000 | 1,381,000 |
| Net interest income | 2,172,000 | 4,399,000 | 6,778,000 | 8,995,000 |
| Noninterest income | 136,000 | 266,000 | 378,000 | 602,000 |
| Noninterest expense | 1,378,000 | 2,617,000 | 3,859,000 | 5,234,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 929,000 | 2,044,000 | 3,293,000 | 4,361,000 |
| Income tax | 46,000 | 76,000 | 144,000 | 197,000 |
| Net income | 883,000 | 1,968,000 | 3,149,000 | 4,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,252,000 | 30,020,000 | 30,882,000 | 31,265,000 |
| Total capital | 31,738,000 | 32,511,000 | 33,379,000 | 33,783,000 |
| Risk-weighted assets | 205,988,000 | 207,733,000 | 212,805,000 | 221,548,000 |