Call reports 2021
FIRST STATE BANK — 2021
What FIRST STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 256,057,000 | 273,468,000 | 268,246,000 | 291,278,000 |
| Total loans | 163,992,000 | 163,218,000 | 172,733,000 | 181,564,000 |
| Allowance for loan losses | 2,471,000 | 2,477,000 | 2,482,000 | 2,482,000 |
| Securities available for sale | 47,073,000 | 70,261,000 | 69,816,000 | 73,023,000 |
| Securities held to maturity | 0 | 400,000 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,288,000 | 217,651,000 | 218,085,000 | 236,993,000 |
| Interest-bearing deposits | 185,801,000 | 168,478,000 | 192,079,000 | 211,260,000 |
| Noninterest-bearing deposits | 24,487,000 | 49,173,000 | 26,006,000 | 25,733,000 |
| Equity capital | 28,525,000 | 29,374,000 | 28,784,000 | 29,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,257,000 | 4,765,000 | 7,287,000 | 9,873,000 |
| Interest expense | 278,000 | 521,000 | 748,000 | 978,000 |
| Net interest income | 1,979,000 | 4,244,000 | 6,539,000 | 8,895,000 |
| Noninterest income | 162,000 | 327,000 | 498,000 | 784,000 |
| Noninterest expense | 1,161,000 | 2,285,000 | 5,014,000 | 6,141,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 985,000 | 2,291,000 | 2,030,000 | 3,548,000 |
| Income tax | 49,000 | 114,000 | 100,000 | 175,000 |
| Net income | 936,000 | 2,177,000 | 1,930,000 | 3,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,085,000 | 28,011,000 | 27,449,000 | 28,648,000 |
| Total capital | 29,515,000 | 30,313,000 | 29,894,000 | 31,130,000 |
| Risk-weighted assets | 194,384,000 | 184,005,000 | 195,637,000 | 205,849,000 |