Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 197,196,000 | 212,850,000 | 218,238,000 | 248,280,000 |
| Total loans | 154,261,000 | 159,020,000 | 155,775,000 | 157,238,000 |
| Allowance for loan losses | 2,161,000 | 2,359,000 | 2,537,000 | 2,424,000 |
| Securities available for sale | 20,775,000 | 22,698,000 | 28,424,000 | 40,075,000 |
| Securities held to maturity | 501,000 | 500,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,803,000 | 171,733,000 | 176,153,000 | 205,520,000 |
| Interest-bearing deposits | 142,197,000 | 152,120,000 | 154,575,000 | 174,105,000 |
| Noninterest-bearing deposits | 14,606,000 | 19,613,000 | 21,578,000 | 31,415,000 |
| Equity capital | 27,351,000 | 27,976,000 | 28,540,000 | 28,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,405,000 | 4,985,000 | 7,265,000 | 9,446,000 |
| Interest expense | 453,000 | 853,000 | 1,196,000 | 1,519,000 |
| Net interest income | 1,952,000 | 4,132,000 | 6,069,000 | 7,927,000 |
| Noninterest income | 127,000 | 239,000 | 369,000 | 741,000 |
| Noninterest expense | 1,090,000 | 2,143,000 | 3,193,000 | 4,291,000 |
| Provision for loan losses | 30,000 | 150,000 | 270,000 | 270,000 |
| Pretax income | 959,000 | 2,074,000 | 2,972,000 | 4,105,000 |
| Income tax | 47,000 | 103,000 | 147,000 | 203,000 |
| Net income | 912,000 | 1,971,000 | 2,825,000 | 3,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,814,000 | 26,150,000 | 26,703,000 | 26,928,000 |
| Total capital | 27,906,000 | 28,375,000 | 28,816,000 | 29,293,000 |
| Risk-weighted assets | 167,311,000 | 177,914,000 | 168,690,000 | 189,215,000 |